Poage Bankshares, Inc. is a bank holding company, which engages in the provision of banking products and services through its subsidiary, Town Square Bank. Its activities include accepting savings accounts, checking accounts and certificates of deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in first lien one- to four-family mortgage loans, commercial and multi-family real estate loans, commercial and industrial loans, consumer loans, consisting primarily of automobile loans and home equity loans and lines of credit, and construction loans. The company was founded in January 2011 and is headquartered in Ashland, KY.