EMC Insurance Group, Inc. is an insurance holding company, which engages in the operation and sale of commercial lines of property and casualty insurance to small and medium-sized businesses. It operates through Property and Casualty Insurance and Reinsurance segments. The Property and Casualty Insurance segment includes both commercial and personal lines of insurance with a focus on medium-sized commercial accounts. The Reinsurance segment offers reinsurance for other insurers and reinsurers. The company was founded in 1974 and is headquartered in Des Moines, IA.